Buying lumens in LOBSTR wallet

With LOBSTR wallet, you can purchase cryptocurrency instantly with Visa or Mastercard through our partnership with MoonPay payment service.

To top up your wallet balance, use the ‘Buy Lumens’ option on the LOBSTR web and mobile apps.

You can also buy Stellar lumens (XLM) or other cryptocurrencies even if you don't have an account in LOBSTR just by following this link.

Here are a few tips that may be of assistance when buying XLM or other crypto with MoonPay:

Service availability

- MoonPay's service is available in more than 160 countries.

- China, Iran, Syria, and several U.S. states are not supported. 

Please find the full list of unsupported countries and territories here.

Credit and debit cards

- MoonPay accepts most major credit cards, including Visa and Mastercard. 

- Several virtual, prepaid and debit cards are also supported.

- Some issuer banks have their own terms regarding where and when the cards can be used and may decline the transaction on their side.

Payments

- Supported fiat currencies are the US Dollar (USD), Euro (EUR), and Pound Sterling (GBP).

- The minimum payment amount is 20 USD/EUR/GBP.

- The maximum amount for one transaction is 2000 USD/EUR/GBP.

- The daily and monthly payment limits depend on a user complying with certain requirements. Learn more here.

- Once you've specified the payment amount in LOBSTR, you will be redirected to moonpay.io for completion of the payment procedure.

- Payments are processed immediately. The crypto is released once all KYC checks have been completed.

- First-time transactions may take between a few minutes and a few hours, depending on additional verification that MoonPay may require.

 Fees

- The fees for debit and credit cards depend on the payment amount and can be as low as 4.5% per transaction.

- Depending on the base currency of your banking account or credit card, additional conversion fees may apply at the time of the payment by your bank.

Please refer to MoonPay FAQ with further questions, or submit a request to MoonPay's support team if you have questions related to the MoonPay service.